Every US city (even Chilltown) has long lists of rules that people must follow before starting a construction project. Jersey City, New Jersey, is no different.
If you want to start a small or large construction project in Jersey City, you need certain paperwork. You need some of these papers at different points of your project. Keep reading to learn what permits, inspections, licenses, and insurance you must have.
The City of Jersey City has rigid rules for construction projects. These rules make sure that the projects and people stay safe.
File a permit application at the City’s Building Department. Your project must meet all state and local building codes and regulations. Fees depend on the project’s size. If you work without a permit, you may face fines and penalties.
You must get a building permit for projects that deal with electrical, plumbing, or mechanical work. You also need them for construction. Examples include building sheds, garages, and decks. You don’t need them for painting, carpeting, or tiling work.
Before you end a construction project, you need a building inspection. You may need a few inspections during your project. It is your job to contact the inspector when the work is ready for inspection. Allow at least 24 hours’ notice. Inspections take place within three business days.
The City of Jersey City wants trained contractors to work on building projects in the city. Some contractors need a state license to work in the city. Plumbers and electricians need a license, but carpenters don’t. General contractors also don’t need a license, but they do need to register with the state. Also, those who deal with cash installment payments for fewer than 90 days or take credit cards don’t need licenses.
Single-family homeowners don’t need a license to work in their own homes. But they must do the work themselves. The registration fee to work in the city is $100. A home repair contractor license to work in the state is $300. Pay $90 to renew the license every two years. If the license expires, you have to pay $50 for reactivation.
Contractors working in the City of Jersey City need liability coverage or bonds. These insurance policies cover the property and contractor when accidents happen. To work in New Jersey, contractors need public liability and workers compensation insurance. The state asks contractors to have $500,000 in liability coverage.
To become registered, contractors must have proof of insurance. The certificate has the state’s Department of Banking and Insurance name. It also needs the insurance agent’s name, address, and telephone number.
Sometimes contractors need certain machines to get the job done. You can rent aerial equipment such as:
If you work in Jersey City, you should never start a building project without the proper papers. This includes permits, insurance, inspections, and licenses. Know when you need these documents during your construction phase. That way you won’t waste time and have to stop work just to get the paperwork together.